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mChek provides an on-demand solution for mobile payments and 2-factor authentication. mChek/Payment allows you to manage your credit or debit cards with your mobile phone and use them in a safe, smart and simple manner for over-the-counter and Internet purchases, and person-to-person payments. mChek/PassCode allows you to use your mobile phone as a unique token for 2-factor authentication in an elegant and convenient manner, and at a fraction of the cost of traditional server/appliance/token based methods.

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